Simple, easy to use, independent, technology driven, with a focus on the member and how we can help you as a benefit consultant to change the game with your clients. Ask us how.
Get in touch with us – let us help you change the game for your client and their members.
The Umbra Funds have the following independently appointed Service Providers after due diligence was performed:
The Umbra open platform further provides our benefit consultants with the following choice on the insured risk providers and investment managers:
The list above is provided to show the benefit consultant all the providers we have available on the Fund.
Approved or unapproved are allowed, with a mandate in place with the provider.
The Umbra Funds provide for numerous options under Investments, together with the default strategies selected by the Board of Trustees.
At Umbra we look at providing choice, and if the Employer meets the criteria, we can look at any of the below options:
Ask us to find out more how we can create a sustainable fee for you.
Get in touch with us at Umbra, by sending us a quotation request on
quotations@umbra.co.za. When getting in touch for a quotation, you need to provide us with the following important information:
A benefit consultant can select between two options for calculating of fees:
ASISA Scale (VAT Excluded)
R0 – R200 000
R200 001 – R300 000
R300 001 – R600 000
R600 001 – R2 000 000
R2 000 001 upwards
Fees are paid monthly.
Currently the Umbra Funds make provision for the following two default investment strategies:
And the difference between the two strategies above is described below:
Further our default Investment Strategies are based on a Life-Stage strategy noted below:
Fund Investment Strategy:
The system web-portal is made available to the benefit consultant, which will assist the benefit consultant to help members.
Further the Ovation tool will assist the Employer, member and benefit consultant to make more informed decision and guide them to successful retirement.